Let Your Property Give You Bigger Rewards

Take advantage of every opportunity you have and leverage the potential of your existing property. Be it residential or commercial, you can acquire funds through the ‘Loan Against Property’ facility at Tata Capital Housing Finance Limited.
 

Whether it is for personal needs, business requirements, renovation of property or asset acquisition, you can avail a Loan Against Property to gather funds quickly and easily, and at attractive interest rates.

About Loans Against Property

Loans against property are secured-term-loans, secured by the mortgage of a residential property or commercial property. The end-use of this loan should be towards any declared legal purpose. The various types of LAPs are as follows:

  • Loan for personal / educational / business needs against existing property
  • Loan for acquisition of commercial property
  • Loan against future rental receivables

Features

  • Loans available from Rs. 5 lakh up to Rs.10 crore
  • Simple documentation
  • Fast processing
  • Easy repayment option
  • Loan tenure of 12 months to 120 months for commercial properties
  • 180 months for residential properties
  • Attractive interest rates. Click to Know More
How to Apply

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FAQs

For your convenience, here is a list of the documents needed when applying for a
Loan Against Property :

 
  • Duly filled Application form with photograph
  • Identity and Residence Proof
  • Latest salary-slip
  • Form 16
  • Last 6 months bank statements
  • Processing fee cheque
  • Duly filled Application form with photograph
  • Identity and Residence Proof
  • Education Qualifications Certificate and Proof of business existence
  • Last 3 years Income Tax returns (self and business)
  • Last 3 years Profit/Loss statement and Balance Sheet
  • Last 6 months bank statements
  • Processing fee cheque
  • Duly filled Application form with photograph
  • Identity and Residence Proof
  • Education Qualifications Certificate and Proof of business existence
  • Business profile
  • Last 3 years Income Tax returns (self and business)
  • Last 3 years Profit/Loss statement and Balance Sheet
  • Last 6 months bank statements (self and business)
  • Processing fee cheque

Title Documents of the property along with approved plan.

 

KYC Guidelines

Terms and conditions apply and Loans at the sole discretion of TCHFL.
 

Important Information

Recently there have been cases of fraud being committed under the name of Tata Capital or Tata Finance. Customers are requested to read the attached advisory and be aware of misleading advertisements in the newspapers.

Click here to read the advisory

 

 

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