Home Loans
The current interest rates (w.e.f 7th January, 2019) offered to our Home Loan customers are as follows:
Applicable Rates for Salaried & Self Employed Professionals - Monthly Rest Basis
Loan Slabs | Applicable Variable Rates** | |||||||
---|---|---|---|---|---|---|---|---|
Loan Amount up to 30 Lakhs | 9.25%* | |||||||
Loan Amount above 30 Lakhs | 9.35%* |
Applicable Rates for Self Employed Non Professionals- Monthly Rest Basis
Loan Slabs | Applicable Variable Rates** | |||||||
---|---|---|---|---|---|---|---|---|
Loan Amount up to 30 Lakhs | 9.35%* | |||||||
Loan Amount above 30 Lakhs | 9.60%* |
* The above rates are subject to change without notice.
** Home loans are originated and serviced by Tata Capital Housing Finance Limited and are at its sole discretion. Terms & Conditions Apply.
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Loans Against Property
Applicable Rates for Salaried and Self Employed
The current interest rates (w.e.f 19th January, 2017) offered to our Loan Against Property customers are as follows:
Schemes | Residential Property/ NRP Rates* | Commercial Property Rates* |
---|---|---|
Semi-Fixed for 3 years | 11.50% | 11.75% |
Fixed | 11.75% | 12.00% |
** For self employed category, applicable interest rate shall depend on the income assessment method and other credit parameters subject to the credit policies of the company from time to time.
* The above rates are subject to change without notice.
* Terms and Conditions Apply and Loans at the sole discretion of TCHFL.