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Home Loans
W.e.f. : 1st July, 2016.
Applicable Rates for Salaried - Monthly Rest Basis
| Loan Slabs | Applicable Variable / Semi - Fixed for 2 years Rates* | |||||||
|---|---|---|---|---|---|---|---|---|
| Any Loan Amount (Online Applications received from Salaried Customers) | 9.45% | |||||||
| Upto and including Rs.1.5 Crs (Other Customers) | 9.50% - 9.55% | |||||||
| Over Rs.1.5 Crs (Other Customers) | 9.50% - 9.60% | |||||||
Applicable Rates for Self Employed Professionals / Non Professionals - Monthly Rest Basis
| Loan Slabs | Applicable Variable / Semi - Fixed for 2 years Rates* | |||||||
|---|---|---|---|---|---|---|---|---|
| Any Loan Amount (Online Customers) | 9.60% | |||||||
| Upto and including Rs.1.5 Crs (Other Customers) | 9.60% - 11.00% | |||||||
| Over Rs.1.5 Crs (Other Customers) | 9.70% - 11.25% | |||||||
* The above rates are subject to change without notice. The given rates would vary with the respective risk bands of the applicant in line with TCHFL's policy.
* Terms and Conditions Apply and Loans at the sole discretion of TCHFL.
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Loans Against Property
Applicable Rates for Salaried and Self Employed
W.e.f. : 14th October, 2015.
| Schemes | Residential Property/ NRP Rates* | Commercial Property Rates* |
|---|---|---|
| Semi-Fixed for 3 years | 12.00% - 12.75% | 12.25% - 12.75% |
| Floating | 12.25% - 13.75% | 12.50% - 13.00% |
** For self employed category, applicable interest rate shall depend on the income assessment method and other credit parameters subject to the credit policies of the company from time to time.
* The above rates are subject to change without notice.
* Terms and Conditions Apply and Loans at the sole discretion of TCHFL.
