Interest Rates

Home Loans

The current interest rates (w.e.f  January 06, 2017) offered to our Online Home Loan customers are as follows:

Applicable Rates for Salaried Customers and Doctors - Monthly Rest Basis

Loan Slabs	Applicable Variable Rates**
Loan Amount up to 75 Lakhs	8.75%* - 8.80%*
Loan Amount above 75 Lakhs	8.80% - 8.85%

  

Applicable Rates for Self Employed Professionals / Non Professionals - Monthly Rest Basis

Loan Slabs	Applicable Variable Rates**
Loan Amount up to 75 Lakhs	8.90%*
Loan Amount above 75 Lakhs	9.05%

 

* 5 bps lower for women borrowers for Loan amount up to INR 30 Lacs (Women to be one of the applicants to the loan as well as co-owner in the property)

* The above rates are subject to change without notice.

** Home loans are originated and serviced by Tata Capital Housing Finance Limited and are at its sole discretion. Terms & Conditions Apply.

 

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Loans Against Property

Applicable Rates for Salaried and Self Employed

W.e.f. : 14^th October, 2015.

Schemes	Residential Property/ NRP Rates*	Commercial  Property Rates*
Semi-Fixed for 3 years	12.00% - 12.75%	12.25% - 12.75%
Floating	12.25% - 13.75%	12.50% - 13.00%

 

** For self employed category, applicable interest rate shall depend on the income assessment method and other credit parameters subject to the credit policies of the company from time to time.

* The above rates are subject to change without notice.

* Terms and Conditions Apply and Loans at the sole discretion of TCHFL.