Interest Rates

Home Loans

The current interest rates (w.e.f 7th January, 2019) offered to our Home Loan customers are as follows:

Applicable Rates for Salaried & Self Employed Professionals - Monthly Rest Basis

Loan Slabs	Applicable Variable Rates**
Loan Amount up to 30 Lakhs	9.25%*
Loan Amount above 30 Lakhs	9.35%*

  

Applicable Rates for Self Employed Non Professionals- Monthly Rest Basis

Loan Slabs	Applicable Variable Rates**
Loan Amount up to 30 Lakhs	9.35%*
Loan Amount above 30 Lakhs	9.60%*

 

* The above rates are subject to change without notice.

** Home loans are originated and serviced by Tata Capital Housing Finance Limited and are at its sole discretion. Terms & Conditions Apply.

 

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Loans Against Property

Applicable Rates for Salaried and Self Employed

The current interest rates (w.e.f 19th January, 2017) offered to our Loan Against Property customers are as follows:

Schemes	Residential Property/ NRP Rates*	Commercial  Property Rates*
Semi-Fixed for 3 years	11.50%	11.75%
Fixed	11.75%	12.00%

 

** For self employed category, applicable interest rate shall depend on the income assessment method and other credit parameters subject to the credit policies of the company from time to time.

* The above rates are subject to change without notice.

* Terms and Conditions Apply and Loans at the sole discretion of TCHFL.