BRIEF PROFILE OF DIRECTORS

Mr. Rajiv Sabharwal (Non-Executive Director)

Rajiv, a B. Tech from IIT Delhi and PGDM from IIM Lucknow, has over 26 years of experience in the banking and financial services industry. Rajiv is currently the Managing Director & CEO of Tata Capital Limited. He is also the Chairman of Tata Capital Financial Services Limited, Tata Capital Housing Finance Limited and Tata Securities Limited and is also on the Board of Tata Cleantech Capital Limited, Tata Capital Pte Ltd. and Tata Realty and Infrastructure Limited. He has served as an Executive Director on the Board of ICICI Bank where he was responsible for several businesses including retail banking, business banking, rural banking, financial inclusion, technology and digital banking. He has also served as the Chairman of ICICI Home Finance Company Limited and was on the Board of ICICI Prudential Life Insurance Company Limited. He was also on the Investment Advisory Committee (Real Estate) of ICICI Prudential AMC. Rajiv has been widely acknowledged and credited for his contribution to the growth of the Retail Banking and Real Estate & Housing Finance market in India. He also has experience in both Venture Capital and Growth Capital investing, through stints at both Sequoia Capital and True North. He has also been on the Board of a number of early stage and growing companies in the Financial services space. He has also served on a number of RBI and IBA committees. Rajiv has also had successful stints with the Godrej Group, SRF Finance, GE Capital and Times Bank.

Mr. Mehernosh B. Kapadia (Independent Non-Executive Director)

Mr. Mehernosh B. Kapadia is an Independent Director of Tata Capital Limited & Tata Capital Housing Finance Limited. He holds a Master’s degree in Commerce from the University of Bombay and is a Member of The Institute of Chartered Accountants of India and The Institute of Company Secretaries of India.Most of his corporate career of 34 years has been with GlaxoSmithKline Pharmaceuticals Limited (GSK) where he has worked for over 27 years. He retired as the Senior Executive Director and Chief Financial Officer of GSK w.e.f. December 1, 2014. Over the years, he has been responsible for an extensive range of finance and company secretarial matters. He has also held management responsibility for other functions during his tenure with GSK, including Investor Relations, Legal and Compliance, Corporate Affairs, Corporate Communications, Administration and Information Technology and has held the position of Company Secretary for many years.Currently, Mr. Kapadia serves as an Independent Director on the Boards of HDFC ERGO General Insurance Company Limited and Tata Asset Management Limited. He is Honorary Member of the State General Committee of St. John Ambulance Association, Maharashtra State Chapter and Honorary Vice President on the District Council of East Bombay Bharat Scouts and Guides District Association.

Ms. Anuradha Thakur (Independent Non-Executive Director)

Ms. Thakur, a graduate in Arts (English Literature) from the Pune University and a C.A.I.I.B. from the Indian Institute of Bankers, started her career as a Probationary Officer with the State Bank of India (“SBI”) in 1973 and retired in 2007, as the Chief General Manager, Corporate Accounts Group. During her tenure with SBI, Ms. Thakur attended to diverse business requirements of the top 500 customers of SBI, arranging their loan syndications, international banking, project financing, liquidity requirements, etc. Ms. Thakur has experience in diverse industries including petrochemicals, engineering goods and equipment, non conventional energy, textiles and pharmaceuticals. At present, Ms. Thakur is Director of the National School of Banking and a visiting faculty in the Symbiosis School of Business Management. Ms. Thakur has also been appointed as a Nominee Director by SBI, in Patnaik Steel P. Limited, Odisha.

Mr. Govind Sankaranarayanan (Non Executive Director)

Though Mr. Govind Sankaranarayanan's stint at Tata Capital began in 2007, his long, illustrious association with the Tata Group began way back in 1992 when he joined Tata Administrative Services (TAS). A few years later, he was appointed General Manager of Tata Industries, where he was closely associated with the creation of Tata joint ventures with Bell Canada, Jardine Matheson and the Government of Singapore, in sectors as diverse as realty, composites, automotive components and telecommunication. Mr. Sankaranarayanan was then chosen for a key finance and integration role at the Tetley Group, UK, immediately after the pioneering acquisition of Tetley by Tata Tea in 2000. Later, he went onto become the Executive Director and Chief Financial Officer of VSNL International, based in USA. At Tata Capital, he had served as the CFO and the COO of Corporate Affairs and as Chief Operating Officer - Retail Business and Housing Finance. During this stint, he played a pivotal role in establishing key functions of Financial Management, Treasury, Risk and overall Corporate Strategy. Mr. Sankaranarayanan is currently the Head – Strategy, Tata Capital Limited and serves as a Non-Executive Director on the Board of Tata Teleservices (Maharashtra) Limited.

Mr. Ankur Verma (Non-Executive Director)

Mr. Ankur Verma, a B.E. in Mechanical Engineering and PGDM from IIM, Calcutta has around 15 years of experience in Investment Banking, Capital Markets and Corporate Strategy. At present, Mr. Verma is the Senior Vice President, Chairman’s Office at Tata Sons Limited. Previously, Mr. Verma was Managing Director (Investment Banking Division) in Bank of America Merrill Lynch and prior to that he was Group Manager & Head, Business Planning in Infosys Technologies Limited - Corporate Planning Group.

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